What Is the Difference Between Medicare Supplement Plan G and Plan N?
When choosing a Medicare Supplement in Oklahoma, most retirees compare Plan G and Plan N. Both are popular because they fill gaps left by Original Medicare, but their costs and coverage differ.
Plan G Coverage
Plan G is one of the most comprehensive options. It covers all out-of-pocket Medicare costs except the Part B deductible ($240 in 2025). Premiums are higher but predictable.
Plan N Coverage
Plan N has lower premiums but requires small copays: up to $20 for doctor visits and $50 for ER visits (if not admitted). It also doesn’t cover Part B excess charges.
Cost Comparison in Oklahoma
Premiums vary by age and carrier, but typically:
- Plan G: $130–$170/month
- Plan N: $100–$140/month
Which Plan Is Better?
- Plan G: Best for those who want maximum coverage and simplicity.
- Plan N: Best for healthy retirees willing to pay small copays in exchange for lower premiums.
Anchor’s Role
Anchor Financial Group compares Plan G and Plan N side by side to help Oklahoma seniors choose the right fit.
The right Medigap plan depends on your health and budget. Anchor makes the decision simple.