What Is the Average Cost of Life Insurance in Tulsa?

Find out the average cost of term and whole life insurance in Tulsa and what factors affect premiums.

When shopping for coverage, many families ask: How much does life insurance cost in Tulsa? Premiums depend on age, health, gender, and policy type. Here’s what to expect in 2025.

Term Life Insurance Costs

Term life is the most affordable option. For a healthy 30-year-old:

• $250,000 coverage: $15–$20/month
• $500,000 coverage: $25–$35/month
• $1,000,000 coverage: $40–$60/month

Whole Life Insurance Costs

Whole life provides permanent coverage with cash value. For the same 30-year-old:

• $100,000 coverage: $80–$120/month
• $250,000 coverage: $200–$300/month

Factors That Affect Premiums

• Age and gender
• Health and lifestyle
• Coverage amount
• Policy type (term vs. whole)

Anchor’s Advantage

Anchor Financial Group compares multiple carriers to ensure Tulsa families find affordable, reliable coverage.

Life insurance costs less than most people expect. Anchor helps Tulsa families get the right coverage at the right price.

Request your life insurance quote