What Is Indexed Universal Life Insurance (IUL)?
Indexed Universal Life Insurance (IUL) is one of the most flexible forms of permanent life insurance. It provides both a death benefit for family protection and the ability to build tax-advantaged savings tied to a stock market index.
How IUL Works
IUL policies combine life insurance coverage with a cash value account. The cash value grows based on the performance of a market index (like the S&P 500) but includes a guaranteed minimum interest rate for protection.
Key Benefits
- Tax-free death benefit
- Cash value grows tax-deferred
- Market upside potential with downside protection
- Flexible premiums and death benefit amounts
Who Should Consider IUL?
IUL is best for Oklahomans who want permanent protection, savings growth, and future tax-free retirement income options.
Anchor’s Role
Anchor Financial Group explains IUL policies in simple terms and helps families decide if they fit into their financial strategies.
IUL combines protection with wealth-building. Anchor helps Oklahomans make the most of this unique strategy.
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