Fixed Indexed Annuities

Fixed Indexed Annuities
December 12, 2018

Fixed Indexed Annuities

If you are looking for a tax-deferred, long-term savings plan that ensures principal protection in the event of a down market, then fixed indexed annuities may be right for you. Because this plan provides more growth potential than a fixed annuity, there are many great benefits that come with this option. If you are curious what type of annuity is best for you, Anchor Financial Group has the knowledge and experience to help.

Fixed Indexed Annuities are established as a contract purchased through a life insurance company. Like other annuities, the returns of fixed indexed annuities are based on the performance of the associated market indexes like the S&P 500®. However, while your benchmark index follows current market trends, your money will never be exposed to the stock market.

There are many benefits associated with fixed indexed annuities including a tax-deferred status that has the potential for compounded growth. Following each term, earnings will be credited although they may be limited by the spread of your policy or cap rate. In some cases, you may also be able to take advantage of indexed highs depending on the carrier your annuity is through. 

It is important to understand that gains from fixed indexed annuities can be limited based on participation, caps and interest.  It is important to keep in mind, however, that you will still have protection from down markets. The wording associated with fixed indexed annuities might be tough to understand, but the financial planning experts at Anchor Financial Group are here to make it easy.  Let us help make your financial planning as simple as possible.

Ready to Get Started?

If you are ready to focus on your financial planning, the Tulsa financial planning experts at Anchor Financial Group are ready to assist you. As a Veteran-owned brokerage firm, we always look out for the best interest of our clients. Please call us at (918) 591-2880 to get started or Contact Us and a friendly member of our staff will reach out to you promptly. We look forward to assisting you in achieving your financial goals in Tulsa.

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