Employee benefits that cost less and deliver more.
For business owners who want to offer top-tier benefits, reduce overhead, and increase employee take-home pay, all at the same time.
Schedule a Free ConsultationTraditional benefits packages are expensive, complicated, and often undervalued by employees.
Most small businesses offer health insurance and call it a day. Employees don't understand what they have, rarely use it optimally, and still complain that their benefits aren't competitive.
Meanwhile, employers are paying more every year for coverage that employees don't fully appreciate, and the administrative burden of managing it all falls on whoever has time that week.
Our overlay plan system gives your team more coverage, for less money.
Our Employee Benefits Solutions use a proprietary overlay plan structure that layers supplemental benefits on top of your base health plan. Employees have better coverage with lower out-of-pocket costs, and employers often reduce their overall premium contribution.
We then simplify everything into a single monthly invoice through our one-bill system, eliminating the administrative burden of managing multiple carrier relationships.
What you gain working with us.
- Employer premium costs reduced through strategic overlay plan design
- Employee take-home pay increased by lowering their out-of-pocket exposure
- One bill for all benefits (health, dental, vision, supplemental), simplified into a single invoice
- Higher perceived value of benefits = improved retention and recruitment
- Full enrollment support and employee education included
How it works.
Benefits Audit
We review your current benefits package, costs, and employee utilization to identify gaps and overspending.
Overlay Design
We design an overlay plan that improves coverage, reduces costs, and works with your existing health plan.
Employee Rollout
We run enrollment meetings, explain benefits in plain language, and ensure every employee understands what they have.
Ongoing Administration
You get one invoice and one contact. We handle renewals, changes, and carrier communication on your behalf.
Why clients choose Anchor.
Veteran-Owned
Our firm was built on the principle of doing right by our clients. That means recommending solutions that actually work, not the ones with the biggest margins.
Proprietary Overlay System
Our overlay benefit strategy is a proven model that reduces employer cost and increases employee value, something most advisors don't offer.
One-Bill Administration
We consolidate all benefit invoices into one monthly payment, saving your team hours of administrative work each month.
Retention-Focused Strategy
Better benefits = better retention. We help you build a package that makes your employees think twice before leaving.